Loan Products

• 1–4 units (includes townhomes, condos, PUDs, ADUs)
• 5–15 multifamily
• Mixed use (50% of square feet must be residential, 60% of rental income must be residential)

• 1–4 units (includes townhomes, condos, PUDs, ADUs)
• 5–15 multifamily
• Mixed use (50% of square feet must be residential, 60% of rental income must be residential)

• 1–4 units (includes townhomes, condos, PUDs)
• 5–15 unit multifamily
• Mixed use (50% of square feet must be residential, 60% of rental income must be from residential)

1–4 units (includes townhomes, condos, PUDs, ADUs)

• 1–4 units: $100,000 – $10,000,000
• Multifamily / mixed use: $100,000 – $10,000,000

• 1–4 units: $100,000 – $10,000,000
• Multifamily or mixed use: $100,000 – $10,000,000

Up to $10,000,000

$100,000 – $3,000,000

• Purchase
• Refinance (rate/term or cash out)

• Purchase
• Fix & flip
• Refinance (rate/term or cash out)

• Purchase
• Fix & flip
• Refinance (rate/term or cash out)

• Purchase
• Refinance (rate/term or cash out)

6–18 months

6–24 months

6–24 months

• 30-year fixed rate term loans
• 5, 7 & 10 year ARMs (interest only available)

Short-term acquisitions and refinances

Cosmetic to heavy rehab

• Land
• Entitled land / design stage
• Entitled & permitted (shovel-ready)
• Mid construction

• Long-term rentals
• Short-term rentals

• 90% for purchase
• 75% loan to value for rate/term refi
• 70% loan to value for cash out

• 90% for purchase
• 80% loan to value
• 100% of rehab costs

• 85% loan to cost
• 65% LTARV

• 80% for purchase or rate/term refi
• 75% for cash out
• 65% for short-term rentals